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Privacy Policy Terms and Conditions

Agreement Between User and Black Rose Industries Financial Group

Welcome to www.blackroseindustriesfinancialgroup.com. The www.blackroseindustriesfinancialgroup.com website (the "Site") is comprised of various web pages operated by Black Rose Industries Financial Group.

www.blackroseindustriesfinancialgroup.com is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein (the "Terms"). Your use of www.blackroseindustriesfinancialgroup.com constitutes your agreement to all such Terms. Please read these terms carefully and keep a copy for your reference.

Electronic Communications

Visiting www.blackroseindustriesfinancialgroup.com or sending emails to Black Rose Industries Financial Group constitutes electronic communications. You consent to receive electronic communications and agree that all agreements, notices, disclosures, and other communications that we provide electronically, via email and on the Site, satisfy any legal requirement that such communications be in writing.

Children Under Thirteen

Black Rose Industries Financial Group does not knowingly collect, either online or offline, personal information from persons under the age of thirteen. If you are under 18, you may use www.blackroseindustriesfinancialgroup.com only with permission of a parent or guardian.

Links to Third Party Sites / Third Party Services

www.blackroseindustriesfinancialgroup.com may contain links to other websites ("Linked Sites"). The Linked Sites are not under the control of Black Rose Industries Financial Group and we are not responsible for the contents of any Linked Site, including any link contained in a Linked Site or any changes or updates to a Linked Site.

We provide these links only as a convenience, and the inclusion of any link does not imply endorsement or association with its operators.

Certain services made available via www.blackroseindustriesfinancialgroup.com may be delivered by third-party sites and organizations. By using any product, service, or functionality originating from this domain, you acknowledge and consent that Black Rose Industries Financial Group may share such information with third parties with whom we have a contractual relationship to provide requested services.

No Unlawful or Prohibited Use / Intellectual Property

You are granted a non-exclusive, non-transferable, revocable license to access and use www.blackroseindustriesfinancialgroup.com strictly in accordance with these Terms.

You agree not to use the Site:

For any unlawful purpose

In a manner that could damage, disable, or impair the Site

To attempt unauthorized access to materials or information

All content included on the Site — including text, graphics, logos, images, and software — is the property of Black Rose Industries Financial Group or its suppliers and is protected by intellectual property laws.

You may not modify, publish, transmit, reverse engineer, sell, create derivative works, or exploit any content found on the Site without express written permission.

Your use of the Site does not grant ownership rights to any protected content.

International Users

The Service is controlled and operated from offices within the United States. If you access the Site from outside the U.S., you are responsible for compliance with local laws.

You agree not to use Site content in any country or manner prohibited by applicable laws or regulations.

Indemnification

You agree to indemnify, defend, and hold harmless Black Rose Industries Financial Group, its officers, directors, employees, agents, and affiliates from any losses, liabilities, costs, or expenses (including reasonable attorney’s fees) arising out of:

Your use of the Site

Your violation of these Terms

Your violation of any applicable law

Any misrepresentation made by you

We reserve the right to assume exclusive defense and control of any matter subject to indemnification.

Liability Disclaimer

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS.

Black Rose Industries Financial Group may make improvements or changes to the Site at any time.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL INFORMATION, PRODUCTS, AND SERVICES ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND.

Black Rose Industries Financial Group DISCLAIMS ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

IN NO EVENT SHALL Black Rose Industries Financial Group BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THE SITE.

If you are dissatisfied with the Site or these Terms, your sole remedy is to discontinue use.

Termination / Access Restriction

Black Rose Industries Financial Group reserves the right to terminate your access to the Site at any time without notice.

This agreement is governed by the laws of the State of Arizona. You agree to the exclusive jurisdiction of courts located in Arizona for disputes arising from use of the Site.

No joint venture, partnership, employment, or agency relationship exists between you and Black Rose Industries Financial Group as a result of use of the Site.

If any provision is found unenforceable, the remainder of the agreement remains in effect.

Changes to Terms

Black Rose Industries Financial Group reserves the right to modify these Terms at any time. The most current version will supersede all previous versions. Continued use of the Site constitutes acceptance of any changes.

Terms of Service – SMS Messaging Program

Program Description & Use Cases

By opting into our SMS messaging program, you consent to receive text messages related to your financial accounts, services, and relationship with us. These messages may include:

Appointment confirmations

Appointment reminders

Two-factor authentication (2FA) and security verification codes

Customer service communications and support updates

Product updates, financial insights, and limited promotional offers

Important: SMS messages are not a secure channel. Do not send sensitive personal or financial information (e.g., account numbers, Social Security numbers, PINs, or passwords) via text message.

Message frequency may vary based on your account activity and preferences.

Opt-Out Instructions

You may opt out of receiving SMS messages at any time:

Text “STOP” to any message you receive

After opting out, you will receive a one-time confirmation message. You will no longer receive SMS messages unless you re-enroll.

Note: Opting out of SMS alerts may impact your ability to receive important account and security notifications.

Support Contact Information

For help with our SMS program or your account:

Reply “HELP” to any message

Email: [email protected]

Phone: 1 (928) 216-2527

Customer Support Hours: Monday-Friday 8am-5pm

Message & Data Rates Disclosure

Message and data rates may apply. Charges depend on your mobile carrier plan, and fees may vary for domestic and international messages.

Carrier Liability Disclaimer

Mobile carriers are not responsible for delayed, failed, or undelivered messages.

Eligibility / Age Restriction

You must be at least 18 years old (or the age of majority in your jurisdiction) to enroll in and use this SMS program.

Security & Electronic Communications Consent

By enrolling in this SMS program, you agree to receive electronic communications related to your financial accounts. While we take reasonable steps to protect your information, SMS is not encrypted and may be subject to interception.

For your security:

Never share login credentials, PINs, or verification codes via SMS

Contact us immediately if you suspect unauthorized activity

Changes to Terms

We may modify or update these Terms at any time to reflect changes in our services, legal requirements, or industry standards. Updates will be posted and effective upon publication. Continued use of the SMS program constitutes acceptance of the revised Terms.

Contact Us

Black Rose Industries Financial Group
Email: [email protected]
Telephone: 1 (928) 216-2527